RT Journal A1 Cornell EL T1 THe physician and disability insurance JF Journal of the American Medical Association JO Journal of the American Medical Association YR 1929 FD April 13 VO 92 IS 15 SP 1293 OP 1294 DO 10.1001/jama.1929.02700410063031 UL http://dx.doi.org/10.1001/jama.1929.02700410063031 AB To the Editor:  —Having become an "expert" on disability insurance by reason of a six and a half months' siege of malta fever, I thought I would pass on some of my "expertness" to your readers. Most physicians, myself included, seldom read their policies. They depend on agents to supply the proper protection. Since medical practice is a "one-man" business, physicians should carry enough health and accident insurance to keep the organization intact during the disability.If a physician is a specialist he should list himself as such and not under the general heading of Physician and Surgeon. The surgeon in chief of one company stated that as the contract listed me as a physician and surgeon instead of an obstetrician and gynecologist, I could practice my profession if I could regulate it so as to be able to do office practice alone. In other words, I could write prescriptions