RT Journal A1 Hall MA, Schneider CE T1 THe professional ethics of billing and collections JF JAMA JO JAMA YR 2008 FD October 15 VO 300 IS 15 SP 1806 OP 1808 DO 10.1001/jama.300.15.1806 UL http://dx.doi.org/10.1001/jama.300.15.1806 AB For years comprehensive insurance subdued this problem, but currently widespread underinsurance and consumer-directed health care are reviving it. Even as the ranks of the uninsured continue to increase, the latest hope for controlling medical costs requires insured patients to pay for much more care out-of-pocket. The theory is that patients who pay will be good consumers and will shop for good health care at good prices.