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Postponement of Cancer Death and Life InsurancePostponement of Cancer Death and Life Insurance

JAMA. 2005;293(13):1592-1592. doi:10.1001/jama.293.13.1592-b
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POSTPONEMENT OF CANCER DEATH AND LIFE INSURANCE

To the Editor: The article by Dr Young and Ms Hade1 indirectly addresses the controversial subject of viatical settlements. If postponement of death can be attributed to important dates, then a rational investor will accordingly discount his purchase price of the viator’s life insurance policy.

Viatical settlements and newer hybrids are controversial for obvious reasons: an investor purchases a terminally ill patient’s life insurance policy at a discount of the face amount to make a profit. The viator receives the discounted purchase price from the investor prior to his or her death, to be used at the viator’s discretion. Upon the viator’s death, the investor receives the proceeds of the life insurance. On one hand, value has been created for both parties if the contract has been made freely. On the other hand, the investor eagerly awaits the viator’s death: a disturbing thought counter to many cultural norms.

References
Young DC, Hade EM. Holidays, birthdays, and postponement of cancer death.  JAMA. 2004;2923012-3016
PubMed

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Country-Specific Mortality and Growth Failure in Infancy and Yound Children and Association With Material Stature

Use interactive graphics and maps to view and sort country-specific infant and early dhildhood mortality and growth failure data and their association with maternal

Young DC, Hade EM. Holidays, birthdays, and postponement of cancer death.  JAMA. 2004;2923012-3016
PubMed
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