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What Benefits Will Self-Employed Doctors Receive Under Social Security?

Robert J. Myers, FSA
JAMA. 1966;197(6):413-416. doi:10.1001/jama.1966.03110060087022.
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After many years of debate, a bill has been passed extending compulsory coverage under old-age, survivors, and disability insurance (OASDI), as well as a new program of hospital insurance (HI), to self-employed physicians. It is not the purpose of this report to argue the merits of such compulsory coverage. Rather, it is to point out the effects of coverage and the protection that is provided, and particularly to illustrate the benefits that accrue to the older doctors brought under the program. These advantages derive from liberalizations contained in the 1960 and 1961 amendments to the Social Security Act, as well as in the current amendments.

This presentation is concerned only with male self-employed physicians and does not encompass the effect of any coverage secured through work as an employee. It is also assumed that annual earnings are at least equal to the maximum taxable earnings, $6,600 beginning in 1966 ($4,800


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