The increase of paretic dementia among civilized nations has created many important legal problems for solution. The present question has puzzled the solicitors of more than one insurance company. In a case which came under my own observation, a paretic dement insured his life. A month later he was adjudged insane and sent to the Cook County insane hospital, of which I was then Superintendent. Eight months later he died in an apoplectiform attack.
Dr. S. V. Clevenger has had under care a commercial traveler addicted to sexual excess and luetic, who, precedent to May 6, 1889, had spinal symptoms of paretic dementia, following which came a condition of emotional exaltation. His life was insured precedent to the spinal symptoms for $5,000. In a period of emotional exaltation he desired to increase this to $20,000, which was done in January, 1890. June 4, 1890, he died in an apoplectiform attack.