0
We're unable to sign you in at this time. Please try again in a few minutes.
Retry
We were able to sign you in, but your subscription(s) could not be found. Please try again in a few minutes.
Retry
There may be a problem with your account. Please contact the AMA Service Center to resolve this issue.
Contact the AMA Service Center:
Telephone: 1 (800) 262-2350 or 1 (312) 670-7827  *   Email: subscriptions@jamanetwork.com
Error Message ......
Article |

Who Benefits From Medical Savings Accounts?

Jesse S. Hixson, PhD
JAMA. 1996;276(16):1299. doi:10.1001/jama.1996.03540160021017.
Text Size: A A A
Published online

ABSTRACT

To the Editor.  —Unfortunately, the simulation study of MSAs conducted by Dr Keeler and colleagues1 did not simulate the conditions under which MSAs would be offered to employees by their companies. Rather, the simulations assumed that everyone in the United States would be offered a choice between 3 identical plans: a typical 1996 FFS policy, a typical staffmodel health maintenance organization (HMO), and an MSA.In reality, companies will carefully tailor their benefit options to achieve at least 2 objectives. First, they will design the options to control adverse selection among them. Second, they will not alter their benefit options and include an MSA unless their benefit costs are reduced or stay the same. This means that each company's set of options will differ in some or many respects from those of others because they will be tailored to the risks and preferences of each company's workforce; many more options than the 3

Topics

Sign in

Purchase Options

• Buy this article
• Subscribe to the journal
• Rent this article ?

Figures

Tables

References

CME
Also Meets CME requirements for:
Browse CME for all U.S. States
Accreditation Information
The American Medical Association is accredited by the Accreditation Council for Continuing Medical Education to provide continuing medical education for physicians. The AMA designates this journal-based CME activity for a maximum of 1 AMA PRA Category 1 CreditTM per course. Physicians should claim only the credit commensurate with the extent of their participation in the activity. Physicians who complete the CME course and score at least 80% correct on the quiz are eligible for AMA PRA Category 1 CreditTM.
Note: You must get at least of the answers correct to pass this quiz.
Please click the checkbox indicating that you have read the full article in order to submit your answers.
Your answers have been saved for later.
You have not filled in all the answers to complete this quiz
The following questions were not answered:
Sorry, you have unsuccessfully completed this CME quiz with a score of
The following questions were not answered correctly:
Commitment to Change (optional):
Indicate what change(s) you will implement in your practice, if any, based on this CME course.
Your quiz results:
The filled radio buttons indicate your responses. The preferred responses are highlighted
For CME Course: A Proposed Model for Initial Assessment and Management of Acute Heart Failure Syndromes
Indicate what changes(s) you will implement in your practice, if any, based on this CME course.

Multimedia

Some tools below are only available to our subscribers or users with an online account.

38 Views
0 Citations
×

Sign in

Purchase Options

• Buy this article
• Subscribe to the journal
• Rent this article ?

Related Content

Customize your page view by dragging & repositioning the boxes below.

Jobs
brightcove.createExperiences();