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Use of State Risk-Pools in Protecting the Uninsured

Bernard R. Tresnowski
JAMA. 1988;260(3):389. doi:10.1001/jama.1988.03410030105039.
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THE COUNCIL on Medical Service report, "Protecting the Uninsured: Use of State Risk-Pools,1 is a useful contribution to an unsolved national problem. We at the Blue Cross and Blue Shield Association share the American Medical Association's commitment to finding answers that will make the best use of all that the entire health care financing system can offer.

The problem of the uninsured is a challenging one, and solutions will necessarily involve sharing responsibilities of both the public and private sectors. We share the American Medical Association's commitment to answers that use what we already have in place; for example, the risk pools in 15 states that afford coverage for people with chronic medical conditions that make it impossible for them to get insurance at any price. In those states the pools have been designed to provide coverage to these individuals in a manner that is compatible and not competitive with


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