The Conduct of Life Assurance Examinations.

The author has acted as local medical referee for more than sixty life assurance companies and has examined more than 10,000 applicants. The first section deals with the filling in of reports. These should be done on the day of the examination, as delayed reports are unsatisfactory. He discusses the various types of insurance, the importance of the family history, especially pertaining to longevity and the hereditary diseases and habits of the applicant and his previous diseases. These together with the description of the examination are carried out in much the same manner as is done by any thorough physician in his office. Probably less undressing is done by the applicant for insurance, except in the unusual case in which the history warrants a more complete examination than should be done by a patient in the doctor's office. He calls attention to errors in reports in which postural murmurs of